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Type List | Item List

Data Source / Data Set / Database System Item: HMDA Dataset, US FFIEC/CFPB


Acronym or Abbreviation HMDA
Alias or Synonym
Key Words
Description (HTML) The HMDA dataset is an Originators data set, which contains information on mortgage applicants' race, ethnicity, gender, and income; loan purpose, rate, lien status, and acceptance or denial; and property type, location, and occupancy.

This regulation provides the public loan data that can be used to assist:

  • in determining whether financial institutions are serving the housing needs of their communities;
  • public officials in distributing public-sector investments so as to attract private investment to areas where it is needed; and
  • in identifying possible discriminatory lending patterns.

    This regulation applies to certain financial institutions, including banks, savings associations, credit unions, and other mortgage lending institutions.

    Using the loan data submitted by these financial institutions, the Federal Financial Institutions Examination Council (FFIEC) creates aggregate tables for each metropolitan statistical area (MSA) or metropolitan division (MD) (where appropriate), and individual institution disclosure reports. The aggregate tables and individual disclosure reports for calendar years 1999 - 2011 are available on this website (www.ffiec.gov/hmda) or also on the FFIEC website (www.ffiec.gov/reports.htm). Furthermore, the FFIEC provides to the public a few other data products, including TS and LAR raw data software and Census data on this website. See the data request order form regarding the products, their format, and availability.

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    Source Description US FFIEC
    Source URL http://www.ffiec.gov/hmda/history.htmhttp://www.ffiec.gov/hmda/history.htm
    Document No document attached...
    Item Quality Status (Item Quality Status) Acceptable
    Lifecycle - Planning Start Date UNKNOWN
    Lifecycle - Exist Start Date 1997-01-01
    Lifecycle - Exist End Date UNKNOWN
    Updated by webea.09
    Updated on 2014-05-13 19:05:02
    included in included in
    Mortgage Datasets, US FederalData Source / Data Set / Database System Mortgage Datasets, US Federal